Free tool

Vesting cliff calculator

Punch in your grant date, cliff, and total shares. See every tranche on a calendar, what is vested today, the next vest date, and export the whole schedule to iCal. Works for RSUs, ISOs, NSOs, ESPP, and crypto token grants.

Grant date

Total shares

Equity type

Cliff (months)

Total vest (months)

Vest cadence

"As of" date

Price per share (optional)

TriggerDouble-trigger (private co.)

Info only

Informational only, not financial or tax advice. Tax treatment varies by jurisdiction and grant agreement. Confirm specifics with your equity admin or a licensed advisor.

Vested as of

Nov 2, 2026

25.0%

1,000 of 4,000 shares

Next tranche

Dec 2, 2026

shares vesting in 30 days

Vesting schedule

Cliff lands Nov 2, 2026. Fully vested Nov 2, 2029.

RSU tax treatment

Not tax advice

Restricted stock units. Company shares delivered on each vest date.

Ordinary income on vest. Double-trigger RSUs (private companies) defer to liquidity event.

All tranches

37 total. Past tranches are dimmed.

Date	Shares	Cumulative	% vested
Nov 2, 2026Cliff	1,000	1,000	25.0%
Dec 2, 2026	83	1,083	27.1%
Jan 2, 2027	83	1,166	29.1%
Feb 2, 2027	83	1,249	31.2%
Mar 2, 2027	83	1,332	33.3%
Apr 2, 2027	83	1,415	35.4%
May 2, 2027	83	1,498	37.5%
Jun 2, 2027	83	1,581	39.5%
Jul 2, 2027	83	1,664	41.6%
Aug 2, 2027	83	1,747	43.7%
Sep 2, 2027	83	1,830	45.8%
Oct 2, 2027	83	1,913	47.8%
Nov 2, 2027	83	1,996	49.9%
Dec 2, 2027	83	2,079	52.0%
Jan 2, 2028	83	2,162	54.0%
Feb 2, 2028	83	2,245	56.1%
Mar 2, 2028	83	2,328	58.2%
Apr 2, 2028	83	2,411	60.3%
May 2, 2028	83	2,494	62.4%
Jun 2, 2028	83	2,577	64.4%
Jul 2, 2028	83	2,660	66.5%
Aug 2, 2028	83	2,743	68.6%
Sep 2, 2028	83	2,826	70.7%
Oct 2, 2028	83	2,909	72.7%
Nov 2, 2028	83	2,992	74.8%
Dec 2, 2028	83	3,075	76.9%
Jan 2, 2029	83	3,158	79.0%
Feb 2, 2029	83	3,241	81.0%
Mar 2, 2029	83	3,324	83.1%
Apr 2, 2029	83	3,407	85.2%
May 2, 2029	83	3,490	87.3%
Jun 2, 2029	83	3,573	89.3%
Jul 2, 2029	83	3,656	91.4%
Aug 2, 2029	83	3,739	93.5%
Sep 2, 2029	83	3,822	95.5%
Oct 2, 2029	83	3,905	97.6%
Nov 2, 2029	95	4,000	100.0%

Cliff vesting in 60 seconds

Most tech equity grants pair a cliff with a multi-year vest. The classic shape is 4 years total with a 1-year cliff: nothing vests for the first year, then 25% lands on the cliff date, then the remaining 75% drips monthly across the next 36 months. The cliff exists to align incentives early, leave before it, and you walk with nothing. The drip exists to keep you around after.

Why your RSU grant says “4 years monthly” but actually backloads

Some companies tilt the schedule on purpose: 10% in year one, 20% in year two, 30% in year three, 40% in year four. Amazon's 5/15/40/40 was the loudest example. Read the grant agreement, not the offer letter, the cadence and the per-year split live in there. If your schedule is non-uniform, override the cadence and split the grant into separate sub-grants in this calculator to model each phase.

Double-trigger RSUs, what happens at IPO or acquisition

Private-company RSUs typically need two events: time-based vesting (the schedule here) and a liquidity event (IPO, acquisition, tender offer). Until the second trigger fires, vested-on-paper RSUs don't deliver shares and don't generate taxable income. When the second trigger fires, every already-time-vested unit settles at once, which can be a meaningful tax bill in a single year. Model the timing with the “as of” field above to see the cumulative count at any future date.

Best uses

Deciding when to leave, pull the “as of” date forward to see how many shares you walk with on a given last day.
Comparing two offers, open this in two tabs with different grant terms, share the URLs, and read the cumulative-percent column.
Planning estimated-tax payments around large vest dates. Pair with a time zone converter if your equity admin runs in a different region.
Setting calendar reminders before each vest, hit “Export schedule (.ics)” and drop the file into Google Calendar, Outlook, or Apple Calendar.